Financial & Legal Disclaimer

The information provided across the Paisoo website, marketplace, Deal Room, valuation tools, and guidance articles is published solely for general discovery, networking, and commercial alignment. Please read the following statutory disclosures carefully.

1. No Professional Investment, Tax, or Legal Advice

Nothing contained on Paisoo constitutes legal, tax, accounting, or professional investment advice. The publication of listings, valuation estimates, or pitch materials does not constitute a recommendation, solicitation, or endorsement of any business or security.

Users must not treat platform content as a substitute for independent professional diligence. You should always consult qualified legal advocates and chartered accountants (members of the Institute of Chartered Accountants of Nepal - ICAN) before executing Letters of Intent, Share Purchase Agreements (SPA), or asset transfers.

2. Accuracy of Self-Reported Financial Claims

All business metrics, revenue figures, net profit claims, leasehold improvements, and pitch presentations are submitted directly by the respective sellers and founders:

• No Financial Guarantee: While Paisoo verifies the identity of users through document KYC checks, Paisoo does not independently audit, verify, or guarantee the operational or financial accuracy of self-reported metrics.
• Buyer & Investor Responsibility: Acquirers are solely responsible for cross-examining accounting ledgers, reviewing official Inland Revenue Department (IRD) Kar Chukta tax receipts, verifying bank statements, and physically inspecting premises and equipment before releasing any funds.

3. Indicative Valuation Calculators & Forward-Looking Statements

The Paisoo valuation calculators and multiple estimators provide indicative, algorithmic benchmarks based on generalized industry multiples (e.g. Seller's Discretionary Earnings and EBITDA) and self-reported inputs:

• Not a Certified Appraisal: Algorithmic valuations do not constitute a certified statutory business appraisal under Nepal's Companies Act 2063, nor do they represent a certified collateral valuation acceptable to commercial banks.
• Forward-Looking Projections: Pitch presentations in the Deal Room often contain forward-looking statements regarding market size, customer acquisition, and future revenue projections. These statements are inherently speculative and subject to operational, regulatory, and market risks. Actual commercial performance may differ materially.

4. Direct Bank Settlements & Zero Financial Custody

Paisoo does not collect, hold, custody, or transfer transaction monies between buyers, sellers, or investors. We do not provide escrow accounts. All commercial settlements must be conducted directly between the bank accounts of contracting parties, governed by bilateral legal contracts tied to verifiable closing milestones (such as certified tax clearances and official company registry novations).

5. High Risk of Private Capital & Illiquidity

Acquiring a small business, taking an ownership share, or participating in early-stage startup funding in Nepal involves substantial financial risk, including the potential loss of your entire invested capital:

• Illiquidity: Private limited company shares, sole proprietorship assets, and partnership equity have no public trading exchange in Nepal. These investments are illiquid and cannot be quickly liquidated.
• Capital Suitability: You should only deploy risk capital that you can afford to lose completely without compromising your financial stability.

6. Independent Advisor Engagements & Network Scope

Independent professionals listed in the Paisoo Advisor Network provide standalone forensic reviews, document diligence, and closing coordination under client-retained Scopes of Work. Advisory memorandums and legal opinions are prepared exclusively by the respective independent practitioners based on records and declarations provided during their review. Paisoo is not a party to bilateral advisory contracts and does not provide commercial warranties against latent operational liabilities.

7. Regulatory Compliance in Nepal

All transactions initiated through connections made on Paisoo must strictly comply with applicable Nepali laws and regulatory directives:

• Securities Board of Nepal (SEBON): Deal Room pitches are private, direct networking arrangements and do not constitute a public issue or prospectus.
• Nepal Rastra Bank (NRB): Foreign Direct Investment (FDI) approvals, technology transfers, and cross-border remittances must comply with NRB Foreign Investment and Foreign Loan Management Bylaws.
• Office of Company Registrar (OCR) & Ward Offices: Formal legal equity transfers must be executed through statutory Share Purchase Agreements and recorded at the OCR Tripureshwor (for Private Limited companies) or Department of Commerce / local Ward Office (for sole proprietorships).